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Experience the best of coastal living with breathtaking water views at this elegant Horizon House residence on Island Estates. This spacious 1-bedroom, 1-bathroom co-op offers 1, 005 sq ft of living space and is move-in ready. The furniture is negotiable, providing flexibility for your personal touch.
Horizon House has recently undergone significant upgrades, including the installation of a full-building generator and an advanced security FOB system, ensuring enhanced safety and peace of mind for all residents. The building's by-laws require all-cash transactions for co-op shares, making it a rare and exceptional opportunity in the 33767 area.
Enjoy expansive eastward views of Island Estates and downtown Clearwater through large windows that flood the unit with natural light. Horizon House residents benefit from a comprehensive set of services, with monthly fees covering electricity, water, basic cable, high-speed internet, sewer, trash removal, pest control, building upkeep, HVAC maintenance, water heater servicing, and access to the building’s generator.
The community offers fantastic amenities, including a heated pool, a grand lobby, a communal meeting room, and a newly opened fitness center (2023). This turnkey unit is ideal for seasonal residents or snowbirds seeking hassle-free living. Each unit comes with a generous private storage closet, and laundry facilities are conveniently located on every floor.
Horizon House is known for its well-maintained infrastructure, strict rental policies, and pet regulations that allow only service or therapy animals. The building’s prime location at 31 Island Way provides easy access to local dining and amenities, including Island Way Grill, Publix, urgent care, sushi restaurants, and more. Plus, the Clearwater Marine Aquarium is just a short distance away.
Managed by a dedicated on-site property team, Horizon House benefits from ongoing upgrades led by the board, such as energy-efficient boilers, updated A/C systems, new elevators, and enhanced building security. Originally designed as a hurricane shelter, Horizon House offers unmatched durability and resilience, making it one of the best-maintained buildings on Island Estates.
For more information or to schedule a tour, visit 31 Island Way #505, Clearwater, FL 33767.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.971% | 7.050% | 6.132% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,340 | $1,393 | $1,775 |
Total Monthly Payment | $1,573 | $1,626 | $2,008 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.